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Stock Fundamentals: Lesson 2
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Corporate Finance 101

Why Go Public? (The IPO)

It's not just about status. It's about a massive pile of cash.

1. Raising Capital

Private Company

The "Ask Mom & Dad" Phase

When a company is private, it's owned by founders and rich investors. If they need $1 Billion to build a factory, they have to beg banks or find billionaires. It's hard.

Public Company (IPO)

The "Ask Everyone" Phase

They enter the stock exchange (IPO). They sell shares to millions of regular people like you. They get the $1 Billion cash instantly, and you get a slice of ownership.

2. The Secondary Market

Does Apple get paid when you buy AAPL?

No.

Once the IPO is over, the company doesn't see a penny from daily trading. When you buy a share on Robinhood, you are buying it from another person (like Bob from Ohio) who wants to sell.

Transaction Flow
YOU
BOB
Apple is just watching.

3. Dilution (The Pizza Problem)

Sometimes companies do need more money later. They create new shares out of thin air and sell them. This is called a "Secondary Offering". It's bad for you.

Before Offering

8 Slices

You own 1 slice (12.5%)

After Offering

16 Slices

You still own 1 slice, but it's only 6.25% now.

Your ownership percentage dropped. That is Dilution.